Mr. & Mrs. O.

I would like to commend you for your extremely professional and obviously high level of expertise and help in resolving my family’s bankruptcy issues. You took the time to understand the whole situation, explain all of the options available to us, and give us a comprehensive analysis of the costs and procedures involved. The most impressive part of the service you gave us was the realistic advice that it seemed less expensive to pay off the credit cards rather than undergo the expense and ordeal of bankruptcy. I am so thrilled with the advice that you gave us, not charging any fees for the hour and half conversation and then your suggestion that (paying the cards off) was the simplest and cheapest solution to a problem. You saved us so much aggravation, time and money that I can’t thank you enough for all your help.

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