Welcome to the A-B-Cs of Bankruptcy & Debt Relief for Real People. Hello I’m Gary Ray Fraley. I’m a California State Bar Certified Bankruptcy Law Specialist in Sacramento California. I have been representing consumer and business clients in bankruptcy matters since 1978 when I founded the Fraley & Fraley law firm. Today I am going […]
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Why representing yourself in bankruptcy can cost you everything!
Representing Yourself in Bankruptcy Outcomes of Representing Yourself in Bankruptcy
When Do You Know It’s Time to File Bankruptcy?
When Do You Know It’s Time to File Bankruptcy? “When does one know it is time to file bankruptcy instead of trying to maintain their lifestyle? And… what if they own a home and cannot lose it because there is nowhere free (i.e. family to stay with to regroup and get back on their […]
If I Have Filed Bankruptcy Before, Can I File Again?
Why would you file bankruptcy again? Sometimes certain life events happen more than once. For example, a lot of families have more than one child or have lived in more than one house over the course of their lives. These are examples of how life can repeat itself in good ways, but there are […]