Blog – Gary’s Take


Military Veteran’s Bonus Repayment Demands are Dischargeable in Bankruptcy   You served your country. You agreed to re-enlist based on the offer of a bonus. You gave up time with family and risked your life based on the payment of a reenlistment bonus from your government. All of you lost precious time. That time can […]

The Interplay Between Divorce And Bankruptcy

Divorce and Bankruptcy It is often said that most divorces are caused by financial struggles. When a family is facing significant financial problems, the stress levels can be high and cause serious conflict. This type of conflict is difficult to recover from, especially if one of the spouses feels they are doing more to contribute […]

If I Have Filed Bankruptcy Before, Can I File Again?

Why would you file bankruptcy again?   Sometimes certain life events happen more than once. For example, a lot of families have more than one child or have lived in more than one house over the course of their lives. These are examples of how life can repeat itself in good ways, but there are […]

How Much Will I Have To Pay To Keep My Car In Bankruptcy?

How Much Will I Have To Pay To Keep My Car In Bankruptcy? Most people can’t go without their car for very long, if at all. Unless you have other reliable modes of transportation, or are able to take public transport, your car is how you take your kids to school and get to work. […]

Can I Go To Jail For Not Paying My Debts?

Can I Go To Jail For Not Paying My Debts? In Hollywood there may be such a thing as “debtor’s prison”, but that is really more for theatrical effect than to portray how debt collection works in the real world. If you are not able to pay your bills, you may be worried about what […]

Chapter 13 Bankruptcy Plan

What Is A Bankruptcy Chapter 13 Plan? There are two main types of consumer bankruptcy and while both will yield results that put you on better financial footing, that is where the similarities between the two types of cases ends. In a Chapter 7 case you are able to wipe out all of your unsecured […]

Is There A Minimum Amount Of Debt Needed To File Bankruptcy?

Is There A Minimum Amount Of Debt Needed To File Bankruptcy? If you are having trouble paying all of your bills every month you are likely overwhelmed, stressed, and looking for solutions. One possibility that may have crossed your mind is the possibility of filing for bankruptcy. But if bankruptcy is one of your thoughts, […]

What Are Bankruptcy Exemptions?

Bankruptcy Exemptions, What Are They? If you are thinking about filing for bankruptcy, you are probably wondering what you can do to safeguard your assets. A good number of bankruptcy cases are filed in an attempt to save a valuable asset, like the family home. When you no longer have to make payments on high […]

If I File Bankruptcy Should I Pay Off Some of My Debts?

Debts while Considering Bankruptcy Most people who are faced with the decision on whether to file bankruptcy or not are conflicted about what debts to keep paying and what they can let go when there is not enough money to go around. For many, even after the choice to file bankruptcy is made, there is […]

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