Personal & Business Bankruptcy

For more than four decades, Gary Fraley and the Fraley & Fraley, Sacramento Bankruptcy Attorneys law firm have solved debt problems for both people and businesses in financial trouble.

Over those decades, Gary Fraley and the Fraley & Fraley Bankruptcy law firm have helped countless thousands of clients get the fresh start they need.  We will do the same for you.

Starting with your free initial consultation with an expert bankruptcy attorney, you will get real, immediately useful information and advice.

The free consultation with an expert bankruptcy attorney typically lasts about an hour, sometimes longer. Our consultation with you is this long because we want to look at your specific situation to help you determine what makes the most sense for you. Bankruptcy is not a “one size fits all” solution. You don’t use a hammer to tighten a bolt.

Our consultation is not the 30-minute sales pitch and a fee quote without actual information type “appointment” many bankruptcy attorneys do.

Instead, we will determine if you qualify for or need a Chapter 7 Bankruptcy, a full-on Chapter 11 Bankruptcy Business Reorganization, or a Chapter 13 Debt Reorganization Plan. We will also consider whether debt negotiation or some other non-bankruptcy option is best for you. 

We will not pressure you.

You have enough pressure from creditors. You do not need it from a bankruptcy attorney.

While Fraley & Fraley, Sacramento Bankruptcy Attorney’s offices are located in Sacramento, CA, we service about 2/3s of all counties in the state. You can find out what areas Sacramento Bankruptcy Attorney’s law firm services in the drop-down counties list on the “Initial Consultation” box at the upper righthand corner of this website. You can Also click here for a map and list of the counties we serve.

We will also provide you with the option of either an in-office or an online (Zoom or similar provider) video consultation.

What Really Makes Fraley & Fraley Different!

We can always talk about Gary Fraley’s credentials. They are listed below. After all, that is what most attorneys do.

However, while his credentials are excellent, and his knowledge and skill sets him apart from his competitors, the real difference is his sense of perspective and genuine concern about getting the best results for you.

Most attorneys think and act like it is all about them and how wonderful they are. You could care less about their ego.

You care about having someone in your corner who cares about you and will help you solve your financial problems. You want the constant calls, letters demanding money, threats, lawsuits, garnishments, repossessions, and levies on your accounts to end.

You want an end to the stress that is affecting your physical and mental health and your relationships. You want a good night’s sleep.

That is why Gary Fraley has done this for more than 40 years and still loves what he does.

This focus on you is why you want Gary Fraley and the Fraley & Fraley Bankruptcy law firm in your corner.

Read our numerous testimonials  to see what our clients have to say about our firm and attorneys. Call the Fraley & Fraley Bankruptcy Law Firm at (916) 485-5444, or click on the “contact us” link in the upper right corner of your screen to schedule your free bankruptcy attorney consultation.

Oh, yes, if you are interested, just some of his credentials are listed below.

Who is Gary Fraley? & What Are His Credentials?

Gary Fraley is a California State Bar Board of Legal Specialization Certified Bankruptcy Law Specialist. Less than a fraction of 1% of all California attorneys are Certified Bankruptcy Law Specialists. Click here to see if an attorney is State Bar Certified.

Gary Fraley has a  10.0 Avvo.com top rating by the Avvo.com attorney rating service, and has been endorsed by attorneys nationwide He is one of only a handful of attorneys in Northern & Central California that holds both a 10.0 Avvo rating and is a California State Bar Certified Bankruptcy Law Specialist.

He has taught and continues to teach seminars for bankruptcy attorneys. He has taught Nationally for the National Business Institute and has taught at the National Association of Consumer Bankruptcy Attorneys at the Annual Convention. He has published articles in the NACBA National Journal.

He has been licensed to for over 40 years to practice in every Federal Court District in California as well as every State Court in California including the Supreme Court.

He has been endorsed by Attorneys who practice both in California as well as many other states.

For more information about Gary Fraley, you can check out his credentials by clicking on his name under “Our Firm” on the top search bar.

There is a saying: 

“Knowledge is Power!”

Isn’t it time you got your power back?”

Take back control of your life from creditors by calling Fraley & Fraley, Sacramento Bankruptcy Attorneys NOW at (916) 485-5444; or click “Contact Us”  to schedule your free bankruptcy attorney consultation.