Tag Archives: attorney

If I Have Filed Bankruptcy Before, Can I File Again?

Why would you file bankruptcy again?   Sometimes certain life events happen more than once. For example, a lot of families have more than one child or have lived in more than one house over the course of their lives. These are examples of how life can repeat itself in good ways, but there are […]

Sacramento Bankruptcy Attorneys

Fraley & Fraley, Sacramento Bankruptcy Attorneys – Personal Bankruptcy & Business Bankruptcy For more than 37 years, Gary Fraley and the Fraley & Fraley, Sacramento Bankruptcy Attorneys law firm he founded, has been solving debt problems for people just like you. Gary Fraley is no “3 piece suit” attorney. However, make no mistake, he knows how […]


Understanding Business Bankruptcy & Your Other Options At Fraley & Fraley, Sacramento Bankruptcy Attorneys, Gary Fraley Esq. sees a lot of businesses with debt problems due to loss of income or lack of enough money to keep a business open until the income improves. In some cases the business is salvageable despite a lot of […]

Nine Options For Businesses

Nine Options for Businesses With Debt Problems. Are you trapped running your business because, if you close it, you will owe debts you cannot pay like SBA loans, leases, suppliers, personal guarantees for a corporation, personal loans from friends, relatives or investors? Do you feel like you have the Tiger by the tail and you […]

Our Staff

Here is the list of our staff and their positions. click on their picture to read more about them.          Carla Bear       Breeana Waggoner           Sean Shores          Joshua Fraley

Nedra Fraley

Nedra Annice Fraley Esq., Nedra formerly was a California State Bar Board of Legal Specialization Certified Bankruptcy Law Specialist. She is retired due to health issues. However, she still takes all the necessary continuing legal education classes to maintain her California State Bar license “active” status and keeps up with the bankruptcy laws and Court […]

Gary Fraley

Gary Ray Fraley, Esq., Sacramento Region Bankruptcy Law Specialist Attorney Mr. Fraley is the owner and founder of Fraley & Fraley Sacramento Bankruptcy Attorneys. As a practicing bankruptcy law attorney with over 37 years experience, he has filed thousands of successful bankruptcy cases. He is one of only about 154 attorneys in California that is […]

Credit & Budgeting Calculators

Credit, Debt & Budgeting Calculators Debt Calculators Income Calculator Expense Calculator Debt Calculator Debt Consolidation Calculator Debt Payoff Goal Calculator Debt Ratio Calculator Loan Balance Calculator Budgeting calculators Budget Percent Calculator Cash Flow Calculator Expense Percentage Calculator Payment Breakdown Calculator   Mortgage Debt Calculator Mortgage Consolidation & Refinancing Calculator Mortgage Rate Comparison Calculator Automobile Affordability […]


NOTE: I appreciate the Clients who provided these testimonials so others may know the quality of service and concern I provide. Every testimonial was freely volunteered by my clients and authorized by them to be used in our contacts with you to help you to feel safe in coming to my firm. No compensation of […]