Sacramento Bankruptcy Attorneys (Fraley & Fraley)
For over 35 years the Sacramento Bankruptcy Attorneys law firm, also known as Fraley & Fraley, has been solving financial problems for clients in the Sacramento Valley and throughout Northern and Central California. We helped them get the fresh start they need. We can do the same for you.
Falling behind on bills is something almost everyone has experienced at least once in their life. Many reasons cause people to fall behind on bills. It may be an illness, injury, death in the family or the wage earner had hours reduced or was laid off. Sometimes a temporary loss of income has been solved but the payments are too far behind to catch up. Many small businesses and even big companies have failed, gone out of business or went bankrupt leaving people without any ability to recover.
The Sacramento | Stockton | Modesto | Fairfield | Vallejo region also has been no stranger to reductions in hours, layoffs, furlough days and failing businesses. Bills keep piling up adding late charges and over limit fees until the cycle of debt becomes a self-sustaining whirlpool of destruction.
When this happens to honest, hard-working people, they feel crushed from stress. We regularly see clients in our Sacramento office where bill collectors are constantly calling them, their relatives, friends and even their job. Just going to the mailbox is stressful because of letters from creditors or collection agencies threatening lawsuits and worse.
Homeowners face the potential of losing their home to foreclosure. Sacramento, San Joaquin, Solano, Stanislaus, Sutter, Yolo and Yuba counties have been particularly hard hit. The Sacramento and San Joaquin Valleys have some of the highest foreclosure rates in the nation.
Fortunately, there is hope of a better financial future for you. That future starts by calling our office at (916) 485-5444 to schedule your free bankruptcy consultation in our Sacramento law office with our experienced Sacramento bankruptcy lawyers. While we find it best to meet you face to face in our Sacramento office, we can do a phone initial consultation if you live more than an hour away or are disabled.
Our bankruptcy lawyers almost certainly can help you eliminate or control your debts, just as we have done for thousands of individuals and businesses since bankruptcy attorney Gary Ray Fraley founded the firm back in 1978.
Sacramento Bankruptcy Attorneys
Our Bankruptcy Attorneys Provide the Information You Need. Just as every person and their situation and finances are different, every bankruptcy is also unique. Our Sacramento bankruptcy lawyers will help you determine if you qualify for Chapter 7 Bankruptcy, a Chapter 13 Debt Reorganization Plan or if non-bankruptcy options are right for you. Our bankruptcy attorneys will help you craft a solution tailored to your individual needs and circumstances.
At Sacramento Bankruptcy Attorneys you don’t get hype and a sales pitch for your free attorney consultation. You get real information and real answers to your questions so that you can make pressure-free decisions about your financial future.
Let our Bankruptcy Attorneys Explain to You How
a Chapter 7 Bankruptcy or Chapter 13 Bankruptcy Can
Brighten Your Future
If you’re looking to control mortgage arrears, or save your home from a foreclosure sale, call us. If you need to stop creditor abuse, control or wipe out taxes, or wipe out your unsecured debts, call us.
Remember, knowledge is power. No matter what type of bankruptcy or non-bankruptcy option works for you, it is important that you meet with one of Sacramento Bankruptcy Attorneys skilled bankruptcy lawyers to review your situation. We will provide the knowledge you need to decide what is best for you
Take back control of your life from creditors by calling Fraley & Fraley, Sacramento Bankruptcy Attorneys at (916) 485-5444 or (800) 675-1005. Schedule your free consultation with our highly skilled bankruptcy attorneys so you and the ones that you care about can have a bright and promising future.