48 Do's & Don'ts
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For more than 37 years, Gary Fraley and the Fraley & Fraley, Sacramento Bankruptcy Attorneys law firm he founded, has been solving debt problems for people just like you.
Gary Fraley is no “3 piece suit” attorney. However, make no mistake, he knows how to help you in ways almost no other attorney can. Whether you are a working person, disabled, retired or a business owner, he can almost certainly craft a solution that fits your specific needs.
Read his numerous testimonials to see what his clients have to say about him. Then call Fraley & Fraley Sacramento Bankruptcy Attorneys NOW at (916) 485-5444; or click on the “contact us” link in the upper right corner of your screen to schedule your free bankruptcy attorney consultation and see for yourself.
Gary Ray Fraley is a California State Bar Board of Legal Specialization Certified Bankruptcy Law Specialist. Only 1/20th of 1% of all California attorneys are Certified Bankruptcy Law Specialists.
Warning: Watch out for bankruptcy attorneys who use misleading advertising claiming to “specialize in Bankruptcy Law.” Most of these bankruptcy attorneys are NOT State Bar Certified Bankruptcy Law Specialists. You can click here to see if an attorney is State Bar Certified.
A lot of the State Bar Certified Bankruptcy Law Specialists represent big corporations or creditors, because that is where the big money is. Gary Fraley almost exclusively represents consumers and small to medium size businesses with debt problems. He refuses to represent the big creditors.
Gary Fraley is rated by the Avvo.com attorney rating service with a perfect 10.0 Avvo.com rating. In fact, he is of only a handful of attorneys in Northern California and the Sacramento Region that holds both a 10.0 Avvo rating and is a California State Bar Certified Bankruptcy Law Specialist.
He founded the Fraley & Fraley Sacramento Bankruptcy Attorneys law firm in 1978. Gary Fraley’s wife, Nedra Fraley, is the other half of Fraley & Fraley. She is a bankruptcy attorney and helped him found the Fraley & Fraley law firm.
Gary Fraley teaches bankruptcy seminars for bankruptcy attorneys.
For more information about Gary Fraley, you can check out his credentials by clicking on his name under “Our Firm” on the top search bar.
Fraley & Fraley Sacramento Bankruptcy Attorneys serve individuals, families and small to medium size businesses, partnerships and corporations with debt problems located in the Sacramento Valley, the San Joaquin Valley and most Northern & Central California Counties.
Whether you are a consumer client needing a personal bankruptcy or an owner of a business, you will find yourself comfortable Gary Fraley and his Fraley & Fraley Sacramento Bankruptcy Attorneys law firm. He is equally capable of working out solutions for both personal and business debtors whether the debt is a few thousand dollars or millions of dollars.
We have helped so many consumers through personal bankruptcy we have simply lost count (i.e. the hard disk with the list crashed over a decade ago and it had more than 10,000 cases at that time.) Gary Fraley has been a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) for decades. He is also a member of the National Association of Consumer Advocates (NACA.)
You need not be afraid of coming to see Gary or any attorney at the Fraley & Fraley Sacramento Bankruptcy Attorneys law firm. The only people that need to be afraid of us are your creditors.
Sadly, even now after the so-called recovery, many homeowners still face the potential of losing their home to foreclosure. We take great pride in the fact that we stop foreclosures and have saved uncounted numbers of homes for our personal bankruptcy clients.
A large portion of our clients are owners of small and medium size businesses with debt problems. Our clients cover a wide range of businesses. Click on types of businesses we have represented for a partial list that may surprise you.
Fraley & Fraley, Sacramento Bankruptcy Attorneys are the “go to” bankruptcy attorneys for business debtors. For a discussion of the 9 options for businesses in debt trouble click here.
Over the last 37 years we have helped clients get the fresh start they need. We can do the same for you. Starting with your free initial consultation you will get real, immediately usable information and advice, not 15 minutes and a fee quote. We will not pressure you. You have enough pressure from creditors; you do not need it from a bankruptcy attorney. You will find out if you qualify for Chapter 7 Bankruptcy; or a Chapter 13 Debt Reorganization Plan; or if debt negotiation or some other non-bankruptcy options are best for you.
We give discounts on Chapter 7 bankruptcy cases to Veterans & military members (as our way of thanking them for their service to our country.) We also give discounts to Senior Citizens, the disabled and people with low income.
There is a saying, “Knowledge is power. Isn’t it time you got your power back?”
Take back control of your life from creditors by: calling Fraley & Fraley, Sacramento Bankruptcy Attorneys NOW at or (800) 675-1005; or click on the “contact us” link in the upper right corner of the screen to schedule your free bankruptcy attorney consultation.